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Tenant Essentials
Charlie’s guide to renting a home in Toronto—painlessly and confidently.
DISCLOSURE: Charlie's Guide to Renting a Home in Toronto emdash Painlessly and Confidently is for client use only. Refer to the RECO INFORMATION GUIDE before working with your REALTOR®.
Before we Begin.
1
No Additional Costs
Your rent deposit often covers Realtor fees. That means that there is no out of pocket costs to using a Realtor.
2
Communication Methods
Calls and texts are for conversation. Emails are for important information that I don't want you to lose or forget.
3
Timeliness Matters
Delays in providing documents have caused clients to lose out before— the Toronto market moves fast!
Document Checklist
These documents are the industry baseline—essential for a smooth rental process. If you’re self-employed, we’ll work together to gather the specific paperwork needed to verify your income.
Photo Government ID
A clear photo or scan of your passport, driver’s license, or other government-issued ID will do the trick.
Credit Report with Score
Dated within the last 30 days, your credit score provides Landlords insight into your financial history, ensuring you’re financially reliable. You can easily download this from services like Equifax, TransUnion, or Borrowell.
Letter of Employment
This letter confirms your employment status, income, and job security—key details that landlords look for. It should be on company letterhead, signed by your employer, and include your position, salary, and length of employment.
Two Recent Pay Stubs
Pay stubs back up your employment letter and show that you have consistent income. Providing your two most recent stubs adds another layer of credibility and helps ensure your application is viewed favourably.